Benefits of Down Payment Assistance Programs
You may be able to qualify for a home loan with little - or even no - money down. Pairing that with down payment assistance can help you:
✅ Lower monthly payments
✅ Increase your home-buying budget
✅ Start building equity sooner
✅ Purchase a home sooner
Lower your mortgage costs
Cost of $300,000 home with a 30-year mortgage at 6% APR
* Sample payment shown for illustration only. Actual rates and payments vary based on your loan terms, taxes, and insurance.
See if you're eligibleSteps to qualify for down payment assistance
1. Provide Qualification Information
With our easy questionnaire, see if you qualify for down payment assistance.
2. Explore DPA programs
We'll help you find the information to choose the program that works for you.
3. Talk to your lender
Discuss the programs you're interested in and verify whether they offer them.
4. Complete requirements
Reqiurements vary by program, but many ask you to complete a homebuyer education course.
How to qualify for down payment assistance
Program availability varies by area, and several eligibility factors are considered:
Household income
Household size
Employment
Home ownership history