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Cookeville, TN real estate

Cookeville, TN real estate: buy or sell with a local AXEN agent

Cookeville has a walkable downtown, homes near Tennessee Tech and rural land on the Upper Cumberland plateau. Wells, septic and Tennessee's closing costs shape the real cost. An AXEN agent who works here helps you check them.

Where people look

Cookeville neighborhoods buyers ask about

Every one prices differently. Ask your agent for the latest sales in the ones you like.

Downtown Cookeville
Tennessee Tech area
West Side

Also near Cookeville:

Buying

Buying a home in Cookeville: what to know

The steps are the same everywhere. These are the Tennessee and Cookeville details that trip people up.

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  1. Read the disclosure or disclaimer. Tennessee sellers give a Residential Property Condition Disclosure, or in some cases a disclaimer that sells the home as is. Either way, get your own inspection.
  2. Budget for the transfer and mortgage taxes. Tennessee charges a transfer tax of $0.37 per $100 of price, usually paid by the buyer, plus a tax on the new mortgage.
  3. Rural lot? Test the well and septic. Homes outside town often use a private well and septic system. Test the water and inspect the septic.
  4. Buying land? Check the survey. Ask for a current survey and check access, easements and any restrictions before you buy acreage.
Selling

Selling a home in Cookeville

Give the disclosure

Most Tennessee sellers give the Residential Property Condition Disclosure. Be complete; it protects you.

Know your closing costs

A title company or attorney handles the closing. In Tennessee the buyer usually pays the transfer tax.

Fix the easy items

Buyers rely on their inspection. Fixing small items first keeps the deal on track.

Straight answers

Cookeville real estate questions

What is the transfer tax in Tennessee?

Tennessee charges $0.37 per $100 of the sale price when the deed is recorded. The buyer usually pays it, plus a separate tax on the new mortgage.

Does Tennessee have a state income tax?

No. Tennessee has no state income tax on wages.

Do Tennessee sellers have to disclose problems?

Most sellers give a Residential Property Condition Disclosure. Some can give a disclaimer instead and sell as is, so always get your own inspection.

Does it cost anything to talk to an AXEN agent in Cookeville?

No. Talking with an AXEN agent about buying or selling in Cookeville is free.

Your next step

Buying or selling in Cookeville? Talk to a local agent.

An AXEN agent who works in Cookeville answers your questions for free. No cost to talk. No pressure to sign anything.