Andover & Otsego, MN real estate: buy or sell with a local AXEN agent
Andover and Otsego are north metro suburbs of the Twin Cities with newer subdivisions, big wooded lots and room to spread out. Winter, wells, septic and Minnesota's disclosure rules shape the real cost. An AXEN agent who works here helps you check them.
The towns in this guide
Every town and neighborhood prices differently. Ask your agent for the latest sales in the ones you like.
Andover, Anoka County
Andover has established neighborhoods, newer homes and big wooded lots north of Minneapolis. Winter, wells, septic and Minnesota's disclosure rules shape the real cost. An AXEN agent who works here helps you check them.
Andover Station area · Crooked Lake area · Bunker Hills area
See Andover homes →Otsego, Wright County
Otsego has newer subdivisions, homes on bigger lots and land near the Mississippi River northwest of the Twin Cities. Winter, wells and Minnesota's disclosure rules shape the real cost. An AXEN agent who works here helps you check them.
East Otsego · West Otsego · Mississippi River area
See Otsego homes →Also near Andover & Otsego:
Buying a home in Andover & Otsego: what to know
The steps are the same everywhere. These are the Minnesota and Andover & Otsego details that trip people up.
Get pre-approved →-
Read the disclosures. Minnesota sellers give a property disclosure, a well disclosure and a radon disclosure. Read them before your inspection ends.
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Test for radon. Radon is common in Minnesota. A test during your inspection is cheap.
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Plan for winter. Ask the age of the roof and furnace, and look for ice dams and basement moisture.
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Bigger lot? Check the well and septic. Many homes on bigger lots use a private well and septic system. Test the water and inspect the septic.
Selling a home in Andover & Otsego
Fill out the disclosures
Minnesota sellers give a property disclosure, plus well and radon disclosures. Be complete; it protects you.
Know your closing costs
Minnesota's state deed tax is 0.33% of the price, usually paid by the seller.
Fix the easy items
A pre-listing inspection and a few small repairs keep buyers from asking for more later.
Andover & Otsego real estate questions
What disclosures do Minnesota sellers give?
Most sellers give a property disclosure statement, a well disclosure and a radon disclosure.
What is the deed tax in Minnesota?
Minnesota charges a state deed tax of 0.33% of the sale price, usually paid by the seller. Buyers with a loan pay a separate mortgage registry tax.
Should I test for radon in Minnesota?
Yes. Radon is common in Minnesota homes. A test during your inspection is inexpensive.
Which towns does this Andover & Otsego guide cover?
Andover and Otsego, Minnesota. Each town has its own neighborhoods and homes for sale listed on this page.
Does it cost anything to talk to an AXEN agent in Andover & Otsego?
No. Talking with an AXEN agent about buying or selling in Andover or Otsego is free.
Buying or selling in Andover & Otsego? Talk to a local agent.
An AXEN agent who works in Andover & Otsego answers your questions for free. No cost to talk. No pressure to sign anything.