Lakeland, FL real estate: buy or sell with a local AXEN agent
Lakeland sits between Tampa and Orlando, with historic lakefront streets, newer suburbs and lots of lakes. Insurance, sinkholes and CDD fees in new areas shape the real cost. An AXEN agent who works here helps you compare.
Lakeland neighborhoods buyers ask about
Every one prices differently. Ask your agent for the latest sales in the ones you like.
Also near Lakeland:
Buying a home in Lakeland: what to know
The steps are the same everywhere. These are the Florida and Lakeland details that trip people up.
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Ask about sinkhole coverage. Central Florida has sinkhole risk. Florida insurers must cover catastrophic ground collapse, but wider sinkhole coverage is often an extra. Ask when you get your quote.
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Look for a CDD fee. Many newer communities charge a Community Development District fee on the property tax bill. Ask for the full tax bill.
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Older home? Plan a 4-point inspection. Insurers often require a 4-point inspection of the roof, electrical, plumbing and heating and cooling on older homes.
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Lakefront? Check the flood zone. Ask for an elevation certificate and a flood quote before your inspection period ends.
Selling a home in Lakeland
Disclose what you know
Florida sellers must disclose known problems that affect value and are not easy to see. Be complete; it protects you.
Plan for doc stamps
Florida charges documentary stamp tax on the deed, $0.70 per $100 of the price. In most of Florida the seller pays it.
Share the insurance facts
Buyers worry about insurance. A recent roof, wind mitigation report and 4-point inspection can make your home easier to buy.
Lakeland real estate questions
Do I need sinkhole insurance in Polk County?
Florida insurers must cover catastrophic ground cover collapse. Broader sinkhole coverage is usually optional and costs more. Ask your insurance agent what your policy includes.
What is a 4-point inspection?
A short inspection of a home's roof, electrical, plumbing and heating and cooling that many Florida insurers require on older homes before they will write a policy.
Who pays documentary stamp tax in Florida?
The deed stamp tax is $0.70 per $100 of the sale price. By custom in most Florida counties the seller pays it, but it can be negotiated.
Does it cost anything to talk to an AXEN agent in Lakeland?
No. Talking with an AXEN agent about buying or selling in Lakeland is free.
Buying or selling in Lakeland? Talk to a local agent.
An AXEN agent who works in Lakeland answers your questions for free. No cost to talk. No pressure to sign anything.