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Ocala, FL real estate

Ocala, FL real estate: buy or sell with a local AXEN agent

Ocala has horse farms, a historic downtown, 55+ communities and newer neighborhoods on larger lots. Sinkhole coverage, insurance and wells shape the real cost. An AXEN agent who works here helps you check them.

Where people look

Ocala neighborhoods buyers ask about

Every one prices differently. Ask your agent for the latest sales in the ones you like.

Historic District
On Top of the World
Stone Creek
Ocala Palms
Fore Ranch
Silver Springs Shores

Also near Ocala:

Buying

Buying a home in Ocala: what to know

The steps are the same everywhere. These are the Florida and Ocala details that trip people up.

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  1. Ask about sinkhole coverage. Marion County has sinkhole risk. Florida insurers must cover catastrophic ground collapse, but wider sinkhole coverage is often an extra. Ask when you get your quote.
  2. Acreage? Test the well and septic. Homes on larger lots often use a private well and septic system. Test the water and inspect the septic.
  3. Older home? Plan a 4-point inspection. Insurers often require a 4-point inspection of the roof, electrical, plumbing and heating and cooling on older homes.
  4. 55+ community? Read the rules. Age-restricted communities have their own rules and fees. Read them before your inspection period ends.
Selling

Selling a home in Ocala

Disclose what you know

Florida sellers must disclose known problems that affect value and are not easy to see. Be complete; it protects you.

Plan for doc stamps

Florida charges documentary stamp tax on the deed, $0.70 per $100 of the price. In most of Florida the seller pays it.

Share the insurance facts

Buyers worry about insurance. A recent roof, wind mitigation report and 4-point inspection can make your home easier to buy.

Straight answers

Ocala real estate questions

Do I need sinkhole insurance in Marion County?

Florida insurers must cover catastrophic ground cover collapse. Broader sinkhole coverage is usually optional and costs more. Ask your insurance agent what your policy includes.

What is a 4-point inspection?

A short inspection of a home's roof, electrical, plumbing and heating and cooling that many Florida insurers require on older homes before they will write a policy.

Who pays documentary stamp tax in Florida?

The deed stamp tax is $0.70 per $100 of the sale price. By custom in most Florida counties the seller pays it, but it can be negotiated.

Does it cost anything to talk to an AXEN agent in Ocala?

No. Talking with an AXEN agent about buying or selling in Ocala is free.

Your next step

Buying or selling in Ocala? Talk to a local agent.

An AXEN agent who works in Ocala answers your questions for free. No cost to talk. No pressure to sign anything.