Orlando, FL real estate: buy or sell with a local AXEN agent
Orlando moves fast. Buyers come from everywhere, insurance can change the math on a house, and every neighborhood has its own rules. An AXEN agent who works here helps you see the full cost before you sign.
Orlando neighborhoods buyers ask about
Every one prices differently. Ask your agent for the latest sales in the ones you like.
Also near Orlando:
Buying a home in Orlando: what to know
The steps are the same everywhere. These are the Florida and Orlando details that trip people up.
Get pre-approved →-
Get an insurance quote first. Ask for a quote before your inspection period ends. A 4-point and a wind mitigation inspection can make the difference.
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Check the flood zone. Look up the flood zone and ask your lender if flood insurance is required. Hurricane season runs June 1 to November 30.
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File for homestead. If it is your main home, file for Florida's homestead exemption with the county by March 1 of the next year.
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Read the HOA or CDD fees. Many newer Orlando communities have HOA dues or CDD fees on the tax bill. Ask for both.
Selling a home in Orlando
Know your closing costs
Florida sellers usually pay the documentary stamp tax on the deed: 70 cents per $100 of the price.
Have your roof and systems ready
Buyers need insurance. A newer roof and updated systems help their quote, and your sale.
Price to today's comps
Your agent pulls recent sales near you and sets a price that brings offers.
Orlando real estate questions
Who pays the doc stamp tax in Orlando?
In most Florida counties, including Orange County, the seller usually pays the documentary stamp tax on the deed, which is 70 cents per $100 of the sale price.
What is the Florida homestead exemption?
It lowers the taxable value of your main home by up to $50,000 and limits how fast its assessed value can rise. You apply with the county property appraiser, usually by March 1.
What is a 4-point inspection?
A short inspection of the roof, electrical, plumbing and heating and cooling systems. Many Florida insurers ask for one on older homes.
Does it cost anything to talk to an AXEN agent in Orlando?
No. Talking with an AXEN agent about buying or selling in Orlando is free.