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San Antonio, TX real estate

San Antonio, TX real estate: buy or sell with a local AXEN agent

San Antonio has historic homes near downtown, big master-planned communities on the edges and everything in between. Property taxes and HOA fees vary a lot, so the same price can mean very different payments. An AXEN agent who works here shows you the real monthly cost.

Where people look

San Antonio neighborhoods buyers ask about

Every one prices differently. Ask your agent for the latest sales in the ones you like.

Alamo Heights
Stone Oak
Monte Vista
King William
Alamo Ranch
Olmos Park

Also near San Antonio:

Buying

Buying a home in San Antonio: what to know

The steps are the same everywhere. These are the Texas and San Antonio details that trip people up.

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  1. Pay for an option period. The standard Texas contract lets you pay a small option fee for a set number of days to inspect and back out for any reason. Use every day of it.
  2. Check the foundation. Clay soil in the area moves with the weather. Have the inspector look closely at the foundation, and get a structural engineer if you see cracks.
  3. Look up the full tax bill. Texas has no state income tax, but property taxes are high and vary by school district and special districts. Check the exact home's tax bill.
  4. File your homestead exemption. Once you live in the home, apply with the Bexar Appraisal District. It can lower your taxes.
Selling

Selling a home in San Antonio

Give the Seller's Disclosure

Most Texas resale sellers must give buyers a Seller's Disclosure Notice. Be complete; it protects you.

No transfer tax

Texas does not charge a transfer tax on home sales. Your closing costs come from title, fees and what you agree to.

Protest your value

If you are staying a while before you sell, protesting your appraised value each year can keep your taxes in check.

Straight answers

San Antonio real estate questions

What is an option period in Texas?

It is a set number of days, bought with a small option fee, when the buyer can end the contract for any reason. The fee and days are negotiated in the offer.

Is there a transfer tax when you sell a house in Texas?

No. Texas does not charge a real estate transfer tax.

Who handles the closing in San Antonio?

A title company holds the money, prepares the closing papers and records the deed with Bexar County.

Does it cost anything to talk to an AXEN agent in San Antonio?

No. Talking with an AXEN agent about buying or selling in San Antonio is free.