How 100% commission real estate brokerages work
At a 100% commission brokerage, you keep your whole commission and pay the brokerage a set fee instead of a share. It is usually cheaper once you close more deals or bigger ones. It is not always cheaper for everyone, so do the math.
How it works
A split brokerage takes a percentage of every check, often until a yearly cap. A 100% brokerage takes none. Instead you pay a flat fee per deal, a monthly fee, or both. Some cap the flat fees too.
Example: on a $10,000 commission, an 80/20 split costs $2,000. A $500 flat fee costs $500. On a $4,000 commission, the split costs $800 and the flat fee still costs $500.
What 100% brokerages charge
- A flat fee per deal, sometimes with a yearly cap. LPT's Business Builder plan is $500 a deal capped at $5,000. AXEN's Pro plan is $500 a closing capped at $6,000.
- A monthly or yearly fee. Charged whether you close or not.
- Per-file fees for compliance, E&O or admin.
- What is not included. Some low-fee shops leave out the transaction coordinator, training or tech, so you pay for them yourself.
See the full published numbers in our brokerage fee comparison and on the LPT and Fathom pages.
When a split is better
If you close only a few small deals, a percentage split can cost fewer dollars than a flat fee plus monthly charges. Once your commission per deal passes a few thousand dollars, a flat fee usually wins. Put your own numbers in the fee calculator.
Questions to ask a 100% brokerage
- What is the flat fee, and does it cap?
- What do I pay per month and per file?
- Who checks my contracts, and is a transaction coordinator included?
- What happens to my fee on a small deal?
- Is there revenue share, and how is it paid?
How AXEN does it
No commission split. You keep 100% and pay a flat fee per closing.
AXEN charges a flat fee per closing ($500 on the Pro plan; less on smaller deals) that caps at $6,000 a year, or $12,000 on the Elite plan, plus a $295 per-file admin fee and a $50 a month platform fee. There is no commission split, and a transaction coordinator is included on every file.
AXEN is not the cheapest on fees alone for every agent. See the math against other brokerages, or look inside the AXEN portal for free.
Costs only, not an earnings claim. Your income depends on your own sales. Fees as published September 2026; confirm every fee in writing before you sign.
Questions
What is a 100% commission brokerage?
A brokerage that takes no percentage of your commission. You pay a flat fee per deal, a monthly fee, or both instead.
Is a 100% commission brokerage worth it?
Usually once your commission per deal is a few thousand dollars or more. With a few small deals a year, a split can cost less. Do the math on your own numbers.
What is the catch with 100% commission?
Fixed fees you pay even in slow months, and some low-fee brokerages leave out support such as transaction coordination, which you then pay for yourself.
Is AXEN a 100% commission brokerage?
Yes. AXEN takes no split: a flat $500 per closing on the Pro plan, capped at $6,000 a year, plus a $295 admin fee per file and $50 a month, with a transaction coordinator on every file.
What is the difference between a flat-fee and a 100% brokerage?
They usually mean the same thing: you keep your whole commission and pay the brokerage a set fee instead of a share.